1. Because you need peo-
ple you can trust with
something this big!
2. We are local
3. In-House Underwriter
(local decisions)
4. Local Appraisers that
understand our market
5. In-House Processing
6. In-House Closer
7. National backing with
local presence
8. Able to sit with Clients
Face-to-Face
9. Decisions are made in
our office
10. We know the market
areas and values
11. No Headaches
12. No Hassles
13. Just get it done
14. No Surprises
15. Because thousands of
satisfied past clients
can’t be wrong
16. Our clients will never be
treated like a loan num-
ber
17. Specialize in Self-
Employed clients
18. For the busy client, we
can come to you
19. Planning your mortgage
is just the beginning of
our relationship with you
20. We want you as a life-
time customer, not a
one-time deal
21. We will work with your
planner or advisors to
ensure you are doing
the right thing.
22. Live the philosophy of
“Creating Clients for
Life”
20. We want you as a life-
23. Will stay in touch-even
after your loan closes
24. Perform annual mort-
gage reviews for our
past clients
25. Stay in touch with clients
over the years to notify
when it is time to review
their options again
26. We keep all of our cli-
ents educated and up to
date on the industry
27. Understand how impor-
tant this transaction can
be to your family
28. Prepare you for what to
expect before ever look-
ing for a home
29. Can help you with debt
consolidation or home
improvements
30. Will answer questions
even years after your
loan closes
31. Can guide a first time
homebuyer step by step
through the homebuying
process
32. Will give breakeven
analysis on any refi-
nance option so you
understand the numbers
yourself
33. Not afraid to say no
when necessary, will not
lead clients on
34. Have grown business by
100% Referrals
5% of lenders in the
state
ple you can trust with
something this big!
2. We are local
3. In-House Underwriter
(local decisions)
4. Local Appraisers that
understand our market
5. In-House Processing
6. In-House Closer
7. National backing with
local presence
8. Able to sit with Clients
Face-to-Face
9. Decisions are made in
our office
10. We know the market
areas and values
11. No Headaches
12. No Hassles
13. Just get it done
14. No Surprises
15. Because thousands of
satisfied past clients
can’t be wrong
16. Our clients will never be
treated like a loan num-
ber
17. Specialize in Self-
Employed clients
18. For the busy client, we
can come to you
19. Planning your mortgage
is just the beginning of
our relationship with you
20. We want you as a life-
time customer, not a
one-time deal
21. We will work with your
planner or advisors to
ensure you are doing
the right thing.
22. Live the philosophy of
“Creating Clients for
Life”
20. We want you as a life-
time customer, not a
one-time deal
23. Will stay in touch-even
after your loan closes
24. Perform annual mort-
gage reviews for our
past clients
25. Stay in touch with clients
over the years to notify
when it is time to review
their options again
26. We keep all of our cli-
ents educated and up to
date on the industry
27. Understand how impor-
tant this transaction can
be to your family
28. Prepare you for what to
expect before ever look-
ing for a home
29. Can help you with debt
consolidation or home
improvements
30. Will answer questions
even years after your
loan closes
31. Can guide a first time
homebuyer step by step
through the homebuying
process
32. Will give breakeven
analysis on any refi-
nance option so you
understand the numbers
yourself
33. Not afraid to say no
when necessary, will not
lead clients on
34. Have grown business by
100% Referrals
5% of lenders in the
state
35. Recommended by top
realtors in town
36. Referred by top local
Financial Planners
37. Great relationships with
other professionals in
the industry
38. Most members of the
MortgageBanc family
are Birmingham natives
1. Because you need peo-
39. Over 100 years of com-
bined experience in the
Mortgage Industry
40. Many of our Loan Offi-
cers are Certified Mort-
gage Planning Special-
ists-some of first in state
of Alabama to receive
this designation
41. Active in Real Estate
Community
42. Many are Members of
Mortgage Bankers As-
sociation
43. Members of the BAR
(Birmingham Associa-
tion of Realtors)
44. We have Certified Di-
vorce Planning Profes-
sionals-CDPP
45. The worth3 system, to
aid higher net worth
individuals, was founded
by MortgageBanc’s
founding partners.
46. Our loan officers have
an extensive knowledge
of the Mortgage Industry
47. Always up to date with
changes in the industry
48. Vast knowledge of real
estate investment prop-
erties
49. Understand the 2nd
home/vacation market
50. Understand market
trends
51. Competitive rates
52. We do Loans for other
mortgage professionals!
We are even their
lender! 53. Involved in a network of
top Mortgage Profes-
sionals in the nation
54. Trained in taxation is-
sues/planning
55. Because you can’t teach
experience
56. Always among the top
5% of lenders in the
state
57. Great Staff!
58. Underwriter with 15
years of experience
59. Processors with over 50
years of combined ex-
perience
60. Friendly Service
61. Always return phone
calls quickly
62. Can reach loan officers
or team members at all
times
63. Because each loan offi-
cer and their team will
keep you constantly
updated with the status
of your loan
64. Because you deal di-
rectly with the loan offi-
cer or someone on their
team
practice “The Golden
Rule”
realtors in town
36. Referred by top local
Financial Planners
37. Great relationships with
other professionals in
the industry
38. Most members of the
MortgageBanc family
are Birmingham natives
1. Because you need peo-
ple you can trust with
something this big!
39. Over 100 years of com-
bined experience in the
Mortgage Industry
40. Many of our Loan Offi-
cers are Certified Mort-
gage Planning Special-
ists-some of first in state
of Alabama to receive
this designation
41. Active in Real Estate
Community
42. Many are Members of
Mortgage Bankers As-
sociation
43. Members of the BAR
(Birmingham Associa-
tion of Realtors)
44. We have Certified Di-
vorce Planning Profes-
sionals-CDPP
45. The worth3 system, to
aid higher net worth
individuals, was founded
by MortgageBanc’s
founding partners.
46. Our loan officers have
an extensive knowledge
of the Mortgage Industry
47. Always up to date with
changes in the industry
48. Vast knowledge of real
estate investment prop-
erties
49. Understand the 2nd
home/vacation market
50. Understand market
trends
51. Competitive rates
52. We do Loans for other
mortgage professionals!
We are even their
lender! 53. Involved in a network of
top Mortgage Profes-
sionals in the nation
54. Trained in taxation is-
sues/planning
55. Because you can’t teach
experience
56. Always among the top
5% of lenders in the
state
57. Great Staff!
58. Underwriter with 15
years of experience
59. Processors with over 50
years of combined ex-
perience
60. Friendly Service
61. Always return phone
calls quickly
62. Can reach loan officers
or team members at all
times
63. Because each loan offi-
cer and their team will
keep you constantly
updated with the status
of your loan
64. Because you deal di-
rectly with the loan offi-
cer or someone on their
team
practice “The Golden
Rule”
65. Can do it all
66. Quick answers
67. Can close a loan in 7
days!
68. Guaranteed on-time
closings
69. You will never be left on
“indefinite hold”
70. Upfront
71. Guaranteed closing
costs
72. Competitive loan pro-
grams
73. Backed by Fairway In-
dependent Mortgage
Corporation
74. Hire the most talented
professionals in the in-
dustry
75. Multitude of Mortgage
Products
76. Cut out the middle man
77. Direct lender to Fannie
Mae, Freddie Mac, and
other National Investors
78. FHA Approved Lender
79. USDA Approved Lender
80. AL Housing Finance
Authority Approved
Lender
81. VA Approved Lender
82. No Hidden Lender Fees
68. Guaranteed on-time
closings
83. Common Sense Lend-
ing
84. Honest Answers
85. Ethical
86. Always consult and
never sell
87. No tricky 1-800 numbers
or extensions to navi-
gate
88. Uses the latest technol-
ogy to streamline the
loan process
89. Easy online Application
90. Practices the philosophy
of “People over Profits”
and “Reputation over
Revenue”
91. We know a home pur-
chase is one of the most
important transactions of
our life
92. We understand and
practice “Th20. We want you as
a lifetime customer,
not a one-time deal
93. Give great post closing
gifts
94. During the 2010 refi-
nance boom, our loan
officers advised more
people NOT to refi-
nance, now that’s hon-
esty!
95. We keep all clients
informed of local and
national real estate
news
96. Has notary available
during office hours
97. Refused to participate
in “Exotic” dangerous
loans when they were
popular due to the risk
to our clients
98. We have survived the
“mortgage meltdown”
by doing business the
honest and ethical way!
99. Have access to virtu-
ally every loan program
imaginable!
100.Because 88 reasons
just weren’t enough!
